Le problème est que la carte vous charge le frais mais le compense sous forme de remise qui est supérieure… mais c’est une remise qui ne peut être utilisée que sur des produits et services Rogers ou être appliquée à votre solde, sans aucune prime de bienvenue. Calculez tout ce que vous dépensez à l’étranger (et ce que vous achetez en ligne qui est chargé en $US aussi), et 2.5% ça peut quand même représenter une somme importante. Thank you! Called the 800 number to apply, can’t do it unless my husband is with me (I was applying for a card in his name and adding me as a supplementary card, he is too busy to do stuff like this). Pour l’assurance contre le retard de vol et tout, là c’est la carte avec laquelle vous avez payé le billet qui embarque . Thanks for taking the time to leave a comment and for using my referral. Bonjour! Id say it was a pretty good deal. (If only my carshares and local transit accepted Amex!). I spend money on groceries & drug stores, rent/utility bills, restaurants, entertainment, public transportation and shopping, no ownership of a car as of yet. Considering other perks like joining bonus, No foreign transaction fees, Travel Credits, NEXUS rebates, Points accumulation – I am confused between Scotiabank Passport Visa Infinite and CIBC Aventura Visa Infinite Can you provide a pro/con TD vs SB infinite cards. Thanks, Doug. But some vacations early in 2019 will come up for sure! 2. Par contre, malheureusement tu n’auras pas les protections reliées au billet: 500$ si ton vol est retardé ou annulé, l’assurance annulation si jamais tu dois changer tes plans, etc. The Scotiabank Passport Visa Infinite card also offers 6 lounge passes rather than 4. Now looking at getting the Scotiabank Passport Visa Infinite because of the travel insurance for 10 days if you are over 65 & the lounge passes. Can you confirm? You’re not wrong about your assessment of the card, it’s just a personal preference. We’ll start off our CIBC Aventura Visa Infinite Card review with this card’s interest rate setup. I have experienced a lot of times when I tried to book a flight on certain day through air miles, seats were not available. if you travel a country where there’s a travel advisory, you won’t be covered. Since it’s a World Elite Card, it does have an $80K annual income requirement. The CIBC Aventura Visa Infinite card was designed with frequent travellers in mind. If you don’t feel like you’re getting your $139 annual fee for what you get, cancel it and start using the Home Trust card. Then we found your site and have seen the poor reviews and bad experiences others have had. 2. Pour obtenir la prime de bienvenue, vous devez porter 1000$ d’achats à votre carte dans les trois premiers mois (comme c’est presque toujours le cas avec les plus grosses primes de bienvenue), donc assurez-vous de garder quelques plus grosses dépenses ou arrangez-vous avec vos proches pour passer quelques-uns de leurs achats sur votre carte, ça devrait être assez facile à atteindre. 3. À condition bien sûr d’avoir pris cette carte pour réserver le vol. The first additional card is also free. I am still curious at the point to air travel ratio. The Scotiabank card also has no forex fees. If both my husband and I go to the lounge, would that be considered 2 passes used? Although the earn rate is not the highest compared to other travel rewards credit cards, I do feel that the included benefits and the fact that there are no foreign transaction fees makes this a worthy card. Can anyone help me with this? How Does the Visa Infinite Program Work? I like the former for the multiplier but the latter for the no foreign transaction fee. Cette carte-ci n’a pas une prime de bienvenue exceptionnelle, seulement 171$ de voyages gratuits (310$ de crédit-voyage moins 139$ de frais). You can read the details of Scotiabank’s car rental insurance here. Spent 45 minutes on the phone with Scotia trying to get a question answered about using points to pay the balance on the card instead of booking travel (they won’t book to Cuba, among other places). Is there a list of airports where it can or cannot be used? If you’re 65 or older, you get 10 days of coverage which is also impressive considering the standard is 4 days. That said, if you’re looking for a credit card with no forex fees and no annual fee, you may want to consider the STACK Mastercard, Rogers World Elite Mastercard or the Home Trust Preferred Visa. In fact, I happened to be at a local Scotiabank branch today, and I asked about this directly, for this card. Have this card and do it all the time. There’s one final thing I want to note about the travel insurance that comes with your Scotiabank Passport Visa Infinite Card, you only need to charge 75% of your trip costs to your card for your travel insurance to be valid. VISA INFINITE | Crèdit Andorrà. I am so pissed off with this limitation. I believe the foreign transaction fee is 2.5% for the Rogers so you get .5% back. I used your referral link. This is obvious to me. You get a different rate (100 pints = $1) when you redeem for travel. Both cards earn you Scotia Rewards points but the Amex card gives you 5 points per $1 spent on eats and entertainment. Can I use Scotia rewards points to pay for taxes on an Aeroplan redemption? No worries, I will certainly use your referral link. Par exemple, il y a en fait une autre carte qui vous offre ce même avantage, la Rogers Mastercard, qui n’a pas d’autres avantages. For every $100 you spend outside of Canada, that’s $2.50 you can keep in your wallet. I just got a Home Trust Preferred Visa which has no foreign transaction fees, the card is FREE, you earn cash back and it has rental care CDW to boot. I personally think the Scotiabank Passport Card is better than the RBC card, but I’d favour RBC’s points program a bit over Scotiabank’s. Oui, unique au Canada, car comme mentionné, toutes les cartes de crédit au Canada vous chargent 2.5% de frais de conversion sur tous vos achats en devises étrangères (en plus du taux de change bien sûr). Any update on this question regarding if the supplementary card holder can use the lounge visit without the primary user? After losing its exclusivity of Aeroplan-branded cards, CIBC revamped its Aventura offering to become the anti-Aeroplan – by focusing on a better redemption experience with no blackout periods or restrictions, and points that don’t expire. 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